The numbers seem to support this tactic. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment. You deserve a salary increment but you are not sure how to ask.Check our 25 sample Salary Increase Request emails. Kazakhstan tax residents are taxed on their worldwide income, whereas tax non-residents are taxed only on their Kazakhstan-source income. Officially, the average salary in Nur-Sultan is 268 thousand tenge ($ 650), but most often in vacancies the figure is 150-200 thousand tenge ($ 354 - 472). Generally speaking, employees having experience from two to five years earn on average 32% more than freshers and juniors across all industries and disciplines. A Master's degree program or any post-graduate program in Kazakhstan costs anywhere from 1,940,000 Tenge(s) to 5,810,000 Tenge(s) and lasts approximately two years. Kazakhstanis arefriendly and welcoming, and while the expat community in cities such as Astana and Almaty is still relatively small, it's growing rapidly and there is an active international club for just about any interest. The average salary in big cities is around 400-500 usd. Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. 64,123,099 KZT, 64,123,500 KZT - The value added tax rate is 12% and applies to sales turnover in Kazakhstan and to imports of goods and services into Kazakhstan. Abundant natural resources and a variety of thriving industries offer many opportunities for expats considering employment in Kazakhstan. Top 10 Highest Paying Careers in Kazakhstan. Please contact for general WWTS inquiries and website support. Apply to Petroleum Engineer, Senior Financial Analyst, Influencer and more! Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. Become Adams client https://adamfayed.com/become-adams-client/. Putting all variables aside, if you can afford the costs of higher education then the return on investment is definitely worth it. Finally, PhD holders earn 23% more than Master's Degree holders on average while doing the same job. Total average salary in randomly selected countries. The experience level is the most important factor in determining the salary. cost of living in kazakhstan in us dollars, Expat cost of living in Kazakhstan in 2021, how much does it cost to live in kazakhstan, https://adamfayed.com/become-adams-client/, https://adamfayed.com/are-we-a-good-match-faqs/, https://adamfayed.com/why-the-wealthy-spend-less-on-luxury-the-70-30-rule-in-finance/, https://adamfayed.com/expat-investing-guide-for-beginners/, https://www.youtube.com/channel/UChK5TMy_Yhae6vnyvIDbL7g/, 5 Strategies for Securing a Pension for Expats in Saudi Arabia, Easy Ways to Check Your UK National Insurance Record In 2023, Relocating To The UK From Nigeria: 5 Easy Ways On How to Get Your Finances In Order, How Innovative Finance ISA is Revolutionizing Investing in 2023: A Comprehensive Guide, Your One-Stop Guide to Fujairah Free Zone Company Formationin 2023. Also from the diagram, 75% of people working in Banking are earning less than 694,000 KZT while 25% are earning more than 694,000 KZT. Interview with Steven Hermans A Belgian expat in Almaty, Interview with Ersatz A Dutch-Irish Expat Living in Astana, Book Review: Drinking Camel's Milk in the Yurt: Expat Stories from Kazakhstan, Interview with Kristina an American expat in Kazakhstan and Kyrgyzstan, Interview with Jolene A South African expat living in Kazakhstan. Investors Trust s&p 500 review should you buy? In winter and in new residential complexes, such payments are higher, in winter this is due to the need to pay for central heating services, and in new residential complexes, utility bills additionally include expenses related to the maintenance of the house, maintenance of the elevator system, salaries of security, concierge and gardeners. The best time to review your situation is often when you are moving to a new country. Abundant natural resources and a variety of thriving industries offer many opportunities for expats considering employment in Kazakhstan. A dinner for two in an inexpensive restaurant will cost about 10 thousand tenge ($ 23.62). It's natural for expats to worry about the winter temperatures, but Astana is well equipped to deal with this and most people find it an easy city to live in, with plenty of options for socialising. Porter, Information Staff General labour, 5. Capital International Group Isle of Man Review, Momentum Wealth International Guernsey Review. Since year 2000 the economy in Kazakhstan grew rapidly with the world's highest GDP growth. The hourly wage is the salary paid in one worked hour. But those, whose salary is in tenge but who have expenses in other currencies, for instance, if . The experience level is the most important factor in determining the salary. Please enable JavaScript in your browser to complete this form.Full Name *1. Officially, the average salary in Nur-Sultan is 268 thousand tenge ($ 650), but most often in vacancies the figure is 150-200 thousand tenge ($ 354 472). Travel around the city costs 90 tenge ($ 0.21) if paid by a transport card, in cash 180 tenge ($ 0.42). The most comfortable way to travel is your own car. The upper floors of the museum offer stunning views of the city. Join our newsletter https://adamfayed.com/52-finance-tips/, 5. Where can you get paid more, working for a private company or for the government? There are many coffee shops in the city, both small local and global chains (Starbucks, Costa). If your salary is higher than both of the average and the median then you are doing very well. For those with a healthy salary and an accommodation allowance, there are many decent-sized apartments to choose from, while those without a housing stipend may struggle to find something suitable. If you are interested in salaries for a specific position, participate in the survey. The center of the right bank is considered the Golden Square, despite the fact that most of the prestigious real estate is located on the left bank. Be aware that while Russian is the language of commerce and spoken by most people, Kazakh is the national language and may be used for speeches, particularly by government ministers. By continuing to browse this site you agree to the use of cookies. The country's international schools are very popularwith locals as well as expats, so space is limited and there is often a waiting list. It is believed that this part of the city has soul and history, as opposed to the left bank. Example:A graphics designer working for a graphics designing company. Many exhibits can be touched or self-generated. Leasing Director Leasing 732,710 KZT 5. In large cities, the population is mainly employed in a secondary sector of the economy: the service sector, trade, information technology. How do I get a work permit for Kazakhstan? The most standard form of bonus where the employee is awarded based on their exceptional performance. By its very nature much of the information in this travel guide is subject to change at short notice and travellers are urged to verify information on which theyre relying with the relevant authorities. Professionals with experience of more than five years tend to earn on average 36% more than those with five years or less of work experience. St Jamess Place Review 2022 should you buy? Country Manager/Director Top Management 840,996 KZT 3. Most accommodation in Kazakhstan's major cities is in the form of apartment buildings. My personal favourite of the native cuisines isshorpa, a rich creamy soup traditionally enjoyed during the Naurys festivities. Listed above are the average annual increase rates for each industry in Kazakhstan for the year 2022. In general, work life in Kazakhstan is not dissimilar to that in many Western countries. 1. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise. Many rating agencies put Kazakhstan higher than Belarus, Russia, Moldova and other countries on various economic indicators. But there are very few terminals and they often do not work, and if you replenish the card online, then the payment is credited within 24 hours. A single flat rate of 10% (in some cases 20%) is applicable to most types of personal income. This is the total monthly salary including bonuses. Sarwa Dubai Review 2022 is this a good idea? Kazakhstan is a very poor country. Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The cost of living in Atyrau is NaN percent lower than the. 109,925,599 KZT, 109,926,000 KZT - If your wage is between the average and the median, then things can be a bit complicated. Those figures should be taken as general guidelines. Most businesses in Kazakhstan follow the classic 40-hour Monday to Friday work week, with an eight-hour workday. That is quite an investment. LinkedIn can also be a valuable resource, as can local business meet-ups. In Kazakhstan, you have a Kazakh passport and it is good to be a citizen. 59,542,799 KZT, 59,543,300 KZT - Chief Executive Officer Top Management, 2. National cuisine is not popular in Astana. Cobbler Textile, Leather, Apparel Industry, 15. Tourists and guests are usually taken to Kazakh restaurants. The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase. Become our local expat expert for your area! Companies within thriving industries tend to provide higher and more frequent raises. 36,641,599 KZT, 36,642,000 KZT - Get in touch if you can provide useful info on your city or answer forum questions from new expats. 1997-2023 Profesia. And definitely the WiFi.". Adam is an internationally recognised author on financial matters, with over 259.7 million answers views on Quora.com and a widely sold book on Amazon. Long-term rent of a one-room apartment in a new residential complex located in a good area with European-quality renovation and all household appliances will cost you about 150,000 tenge (450 USD) per month. Assistant Teacher Education, Science & Research, 11. A basket of groceries for a week will cost about 10-20 thousand tenge ($ 23.62 47.24) for a family of two with an average income. Expats can expect a high standard of education from international schools, which are often set in modern, purpose-built facilities and staffed by well-qualified, highly-trained teachers. But that's their official salary and they tend to make a little bit more by scrapping here and there. So who gets paid more: men or women? This is a relatively easy way to secure a role in Kazakhstan. I experienced working at NU that they needed my contract to be in three languages, English, Russian and Kazakh. Ultimately, while expat life in Kazakhstan is not for the faint of heart, those who approach this unique destination with an open mind are bound to have a rich and rewarding expat experience. These types of bonuses are given without a reason and usually resemble an appreciation token. Future, you can get acquainted with all types of traditional and alternative energy. A close second is the Turkishchichivichni(lentil) soup, especially when enjoyed at the historical Turfan restaurant overlooking the Ishim river. Percentage increase and decrease are relative to the previous value. Globe Media cannot accept any responsibility for any loss or inconvenience to any person as a result of information contained above. Each of the eight floors of the building is dedicated to some kind of energy from space energy to kinetic energy. 38 hours: 11.75. Most expats in Kazakhstan have health insurance provided by their employers. Browse Popular Jobs. The numbers become more significant if you consider one job title at a time. The very basic foods such as bread and milk are very cheap in Kazakhstan. ), and the production of structural materials. The Glassdoor community relies on people like you to share accurate salary info to promote fair compensation everywhere, Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc, PwC Senior Associate salaries - 10 salaries reported, PwC Senior Consultant salaries - 8 salaries reported, PwC Associate salaries - 8 salaries reported, EPAM Systems Software Engineer salaries - 7 salaries reported, PwC Consultant salaries - 7 salaries reported, Deloitte Consultant salaries - 6 salaries reported, Deloitte Senior Consultant salaries - 6 salaries reported, KPMG Consultant salaries - 5 salaries reported, Halyk Bank Software Developer salaries - 5 salaries reported, Kaspi Bank Software Engineer salaries - 5 salaries reported, Colgate-Palmolive Logistics Specialist salaries - 4 salaries reported, Deloitte Audit Assistant salaries - 4 salaries reported, EY Senior Consultant salaries - 4 salaries reported, Deloitte Audit Senior salaries - 4 salaries reported, Chocofamily Holding Software Engineer salaries - 3 salaries reported, Home Credit Bank Data Analyst salaries - 3 salaries reported, EY Audit Associate salaries - 3 salaries reported, JTI - Japan Tobacco International Intern salaries - 3 salaries reported, Apple City Android Developer salaries - 3 salaries reported, KPMG Associate salaries - 3 salaries reported. Banking is considered to be a high bonus-based field due to the generally limited involvement in direct revenue generation, with exceptions of course. Hourly Wage = Annual Salary ( 52 x 5 x 8 ), 10 job hunting mistakes everyone is making, 8 exciting careers for people who like to travel, 7 tricky job interview questions and answers, 6 simple ways for anyone to earn extra income, 10 salary negotiation tips everyone should know, 8 Essential CV Tips That Will Make a Huge Difference, 7 unconventional and creative job hunting techniques. Express destinations cost 150 tenge ($ 0.35), and the most expensive suburban bus ticket costs 400 tenge ($ 0.94). Most expats working in Kazakhstan will find themselves in the nation's capital, Astana (previously Nur-Sultan) or in Almaty. Almost everything is imported into Kazakhstan, and that is reflected in the price. For the rest, Russian pop stars and local performers perform. The reserve is protected, therefore, it is prohibited to be there without special permission and escort. Search here through 12 Million+ jobs: CV Search. Concerning the purchase of a house the price of a one-room apartment (approximately 30-40 square meters in a new residential complex) starts from 13-15 million tenge ($ 300000 350000). 82,444,099 KZT, 82,444,500 KZT - People in top positions can easily get double or triple bonus rates than employees down the pyramid. So for expats there will be no problem. Professionals who attained a Master's Degree are awarded salaries that are 29% more than those with a Bachelor's Degree. Kazakhstan. At the end of March 2019, Nazarbayev resigned, the new president Tokayev proposed to name the capital after the first president of the country. Get in touch if you can provide useful info on your city or answer forum questions from new expats. Get access to our salary comparison calculator by signing up. You always know what to do if something happens. Job market in Kazakhstan Kazakhstan might seem shrouded in mystery but it is welcoming teachers with open arms as it develops into an exciting and modernising destination after unshackling the chains of being a former Soviet state. The decision really depends on your situation and experience among many other factors. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. Though gender should not have an effect on pay, in reality, it does. Salaries range from 132,000 KZT (lowest average) to 864,000 KZT (highest average, actual maximum salary is higher).. How should I apply for a work visa for Kazakhstan? Follow me on YouTube https://www.youtube.com/channel/UChK5TMy_Yhae6vnyvIDbL7g/, 8. Employees report working long hours, spending time traveling for their jobs, and having to deal with large amounts of bureaucracy and red tape; but at the same time, many enjoy the work-hard, play-hard culture, and feel that as long as they make friends at work, all's fair. Kazakhstan tax residents are taxed on their worldwide income, whereas tax non-residents are taxed only on their Kazakhstan-source income. Their field of expertise usually matches the type of business. They are very proud of their cooking and always share. Those figures are presented as guidelines only. Following closely behind, expats moving to oil-rich Russia and Kazakhstan are almost as likely to be offered such a package. Have you updated your browser and still have a problem? Employees that are directly involved in generating revenue or profit for the organization. List of all the cities available in Expatistan, Basic lunchtime menu (including a drink) in the business district, Combo meal in fast food restaurant (big mac meal or similar), 500 gr (1 lb.) If your salary is higher than both of the average and the median then you are doing very well. In terms of economic indicators and standard of living, Kazakhstan can be called one of the most successful republics in Central Asia. The most standard form of bonus where the employee is awarded based on their exceptional performance. 22% of surveyed staff in Banking reported that they haven't received any bonuses or incentives in the previous year while 78% said that they received at least one form of monetary bonus. Kazakhstan citizens live in incredible security! Both are indicators. Therefore, if a city has a Price Index of 134, that means that living there is 34% more expensive than living in Prague. If you are interested in the salary of a particular job, see below for salaries for specific job titles. Average salary in Kazakhstan is 23,339,585 KZT per year. It is the northernmost nesting site for pink flamingos in the world. We wrote a guide to explain all about the different scenarios. List of the best paid positions and their average monthly salary in Kazakhstan (KZT). The figures mentioned above are good approximations and are considered to be the standard. 96,184,799 KZT, 96,185,300 KZT - Astana's road network is new and well maintained, and snow is cleared almost as soon as it falls. Based on education, the highest salaries receive people with Masters Degree with salary of 25,511,998 KZT. Astana is expanding at an exponential rate, with new apartment blocks constantly popping up. What may be a surprise to some, is that the minimum wage in the Netherlands actually varies based on your age. However, making the necessary adjustmentswill be essential to an expat's success in the workplace. On the right bank, the old part of the city is mainly located, on the left the new one. 61,832,899 KZT, 61,833,400 KZT - Their expertise is usually different from that of the core business operations. The ticket price to Astana Opera is from 500 tenge ($ 1.18) and up to infinity. The club has a very serious fan club, so a full 12,000 arena is assembled for almost every game. Dominion Capital Strategies (Guernsey) Review, Zurich Vista Quantum Friends Provident Hansard RL360 Reviews. 29,771,199 KZT, 29,771,600 KZT - Example:A graphic designer in the marketing department of a hospital. Follow me on Quora https://www.quora.com/profile/Adam-Fayed, 7. The country has huge oil reserves and minerals. The amount of the bonus will probably be different from person to person depending on their role within the organization. Naturally the more years of experience the higher the wage. Please try again. Imported clothing from popular brands is available, but expats shouldnt compare prices with the online charges intheir home country. Overall good compensation and benefits for local employees in comparison to general country average salary, but way low than expats are earning. Closely related to the median are two values: the 25th and the 75th percentiles. Example:A graphic designer in the marketing department of a hospital. An appointment with a good specialist in a large medical center costs from 6,000 tenge (15 USD), this is without taking into account the cost of tests and other examinations, which are paid separately, and can amount to a significant amount. There are also almost no conflicts on this basis (with some exceptions) of course, they happen everywhere, but in Kazakhstan it is not massive. 6,869,899 KZT, 6,870,400 KZT - In this country, a Christian and a Muslim can first celebrate Nauryz, and later set the table for Easter. Your favorite products are always on store shelves, you can freely travel anywhere and do not risk waking up to the sound of an emergency siren (except in Almaty every first Thursday of the month). On average, renting an ordinary one-room apartment in a residential area of Astana costs 80-100 thousand tenge ($ 190 240) per month, in the center most often prices start from 120 thousand tenge ($ 300). A seasonal subscription will cost 10 thousand tenge ($ 23.62), SMS payment 500 tenge ($ 1.18) one day. Most expats are in Kazakhstan with a large international company or embassy, although an increasing number work in education. Distribution of employees in Kazakhstan into salary brackets in KZT. Astana is a long way from anywhere else. Other important industries are agricultural machinery, construction materials, and electric motors. Others are not as lucky and have to face the daunting task of finding a job in Kazakhstan. Average salary and range in Kazakhstan by age in KZT. See Work Permits for Kazakhstan to learn about the legalities of working in the country, "I would recommend that you know before you go to Almaty or Astana or anywhere in Kazakhstan that you have a job before you arrive. We also have on this page a list of all the cities available in Expatistan: List of all the cities available in Expatistan. A cup of coffee costs 7001,000 tenge ($ 1.65 2.36) on average. For example, those working in oil companies, government ministries, and foreign investors are earning an average of USD 12000 annually and comprise the most dominant labour force in Kazakhstan. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 1. 41,221,799 KZT, 41,222,300 KZT - If expats move into a new apartment, the landlords are generally happy to provide furniture. A Master's degree program or any post-graduate program in Kazakhstan costs anywhere from 1,940,000 Tenge(s) to 5,810,000 Tenge(s) and lasts approximately two years. Optional: Select Advanced and enter your age to . For expats it is not only a safe country to live and work, but also an interesting place. Many people pursue higher education as a tactic to switch into a higher paying job. 54,962,599 KZT, 54,963,000 KZT - We compared the salaries of professionals at the same level but with different college degrees levels across many jobs, below are our findings. Air Traffic Controller Transport, Haulage, Logistics, 11. Copyright 2016 Globe Media Ltd. All rights reserved. For 150 years of its history, the city changed its name four times: it was called Akmola, Tselinograd, Akmola. Salaried jobs pay a fix amount regardless of the hours worked. Get a free, personalized salary comparison. Follow these simple steps to calculate your salary after tax in Kazakhstan using the Kazakhstan Salary Calculator 2023 which is updated with the 2023/24 tax tables. This site uses cookies to collect information about your browsing activities in order to provide you with more relevant content and promotional materials, and help us understand your interests and enhance the site. Professionals who attained a Master's Degree are awarded salaries that are 29% more than those with a Bachelor's Degree. Copyright 2016 Globe Media Ltd. All rights reserved. This is the average monthly salary including housing, transport, and other benefits. With this publication, we hope to help people make the right decision regarding the issue of a possible move to Kazakhstan. Salaries range from 97,900 KZT (lowest average) to 1,730,000 KZT (highest average, actual maximum salary is higher). This is the average monthly salary including housing, transport, and other benefits. The quality of accommodation in Kazakhstan depends, to a certain extent, on an expat's budget or an employer-allotted allowance. 38,931,699 KZT, 38,932,100 KZT - *$10k-25k$25k-50k$100k+$1 million+None of the aboveWhere are you located?AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia (Plurinational State of)Bosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongoCongo (Democratic Republic of the)Cook IslandsCosta RicaCroatiaCubaCuraaoCyprusCzech RepublicCte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatini (Kingdom of)EthiopiaFalkland Islands (Malvinas)Faroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHondurasHong KongHungaryIcelandIndiaIndonesiaIran (Islamic Republic of)IraqIreland (Republic of)Isle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea (Democratic People's Republic of)Korea (Republic of)KosovoKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesia (Federated States of)Moldova (Republic of)MonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth Macedonia (Republic of)Northern Mariana IslandsNorwayOmanPakistanPalauPalestine (State of)PanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussian FederationRwandaRunionSaint BarthlemySaint Helena, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint Martin (French part)Saint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint Maarten (Dutch part)SlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwedenSwitzerlandSyrian Arab RepublicTaiwan, Province of ChinaTajikistanTanzania (United Republic of)ThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUgandaUkraineUnited Arab EmiratesUnited Kingdom of Great Britain and Northern IrelandUnited States Minor Outlying IslandsUnited States of AmericaUruguayUzbekistanVanuatuVatican City StateVenezuela (Bolivarian Republic of)VietnamVirgin Islands (British)Virgin Islands (U.S.)Wallis and FutunaWestern SaharaYemenZambiaZimbabweland IslandsWhat is your nationality?AfghanAlbanianAlgerianArgentinianAustralianBangladeshiBelgianBolivianBatswanaBrazilianBulgarianCambodianCameroonianCanadianChileanChineseColombianCosta RicanCroatianCubanCzechDanishDominicanEcuadorianEgyptianSalvadorian EnglishEstonianEthiopianFijianFinnishFrenchGermanGhanaianGreekGuatemalanHaitianHonduranHungarianIcelandicIndianIndonesianIranianIraqiIrishIsraeliItalianJamaicanJapaneseJordanianKenyanKuwaitiLaoLatvianLebaneseLibyanLithuanianMalagasyMalaysianMalianMalteseMexicanMongolianMoroccanMozambicanNamibianNepaleseDutchNew Zealand NicaraguanNigerianNorwegianPakistaniPanamanianParaguayan PeruviaPhilippinePolishPortugueseRomanianRussianSaudiScottishSenegaleseSerbianSingaporeanSlovakSouth AfricanKoreanSpanishSri LankanSudaneseSwedishSwissSyrianTaiwaneseTajikistaniThaiTonganTunisianTurkishUkrainianEmiratiBritishAmericanUruguayanVenezuelanVietnameseWelshZambianZimbabweanEmail *Phone number or WhatsAppWhat do you want to acheive?RetirementBetter ROI vs bank accountEconomic securityPreferred method of communicationWhatsAppCallEmailZoomSubmit
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